ATM Fraud ek prakaar ka cyber crime hai jisme logon ke ATM (Automated Teller Machine) card ka galat istemal karke unke bank account se paise chura liye jaate hain. Isme fraudsters alag-alag tareekon ka use karte hain jise victim ko pata bhi nahi chalta, aur unka paisa nikaal liya jaata hai.

🔍 ATM Fraud ke Pramukh Types:

  1. Card Skimming:
    • ATM machine par ek chhoti si device lagayi jaati hai jo card ka data copy kar leti hai.
    • Saath hi chhupa hua camera PIN code record kar leta hai.
    • Fraudster duplicate card banakar paisa nikaal leta hai.
  2. Card Trapping:
    • ATM machine mein ek device lagayi jaati hai jo aapka card andar fasa deti hai.
    • Jab aap card nikal nahi paate aur chalay jaate hain, fraudster use nikaal leta hai.
  3. Phishing:
    • Fraud calls ya fake SMS/Emails ke zariye aapse ATM details aur OTP mangi jaati hai.
    • Jise use karke paisa nikaal liya jaata hai.
  4. Shoulder Surfing:
    • Jab aap ATM ka use kar rahe hote hain, tab koi aapka PIN dekh leta hai.
    • Agar unke paas aapka card chori ho gaya ho, toh wo paisa nikaal lete hain.
  5. Fake ATM Machines:
    • Kabhi-kabhi fraudsters duplicate ATM setup karte hain jisme data chura liya jaata hai.

🛡 बचाव के तरीके (Protection Tips):

  • ATM ka use karte waqt PIN ko haath se cover karein.
  • SMS alerts on rakhein apne account ke liye.
  • Unknown calls par apni ATM details kabhi na dein.
  • ATM machine par kuch unusual (jaise ki loose parts, chhupa hua camera) dikhe to use report karein.
  • Har mahine ATM transaction history check karte rahen.

Agar aapko lagta hai ki aapke saath ATM fraud hua hai, to turant apne bank se sampark karein aur cyber crime helpline (1930) par complaint karein.